K6 Niece Katy's Big Payday

K6 Niece Katy's Big Payday

By billy69boy

Author's Note: This is the sixth story that I have written about Niece Katy, whose character is patterned after one of my favorite and beloved real life nieces. If you are interested in reading the other five stories about her, click on the link below and look for K1 through K5. My niece is real, but all the stories are complete fantasies:


Katy is all grown up now, a newlywed, 25 years old with two little ones. She is more beautiful now than she has ever been. She works out, and her body is solid. Her legs are shapely and toned, and her long golden brown hair almost reaches her waist. She has big brown eyes and the face of a portrait model.

Katy and her husband Jim recently moved closer to us so they could be nearer to her husband's old neighborhood. Lucky for us, Jim's folks live nearby, so we get to see them a lot more often now. They have been living temporarily with Jim's mom and dad while they struggle to save enough money to put a down payment on a house. Jim works crazy long hours, taking all the overtime that is offered to him, while Katy cares for their two little ones. Their living situation is somewhat tense, and Katy is desperate to get out of there sooner rather than later. She has been visiting us a lot lately, and she asked us if we would be willing to let her clean our house to earn some extra money.

Considering my wife Barb works tons of hours, and I hate housecleaning, it was a done deal. We agreed to pay her $20.00 per hour, which may be a bit steep, but the whole idea was to try to help them out a little financially. Plus, it was fun to be able to party together after she finished her work. Sometimes she even stayed overnight so she didn't have to drive home after drinking.

One night after Katy finished her cleaning, we all sat outside to enjoy the summer evening. Jim showed up with their young son in tow. Somehow, the stars aligned perfectly that evening, and we had a unique opportunity that I am certain would never be repeated in a million years: Katy's daughter was away at summer camp, and Jim had a rare day off the next day. He agreed to take their son home while Katy stayed overnight at our place, as a kind of "mom's free night", which was well deserved. On top of that, it was Barb's night to stay with her mother overnight. So, after a couple of drinks, I made dinner for everyone. By nine o'clock, Jim packed up the baby's things and they headed home, while my wife Barb drove down to her mom's house.

Katy and I were alone together outside on the patio with the campfire gently glowing, while the waterfall provided the soothing background sounds. Drinks flowed freely. Neither one of us had to drive anywhere, so the sky was the limit. As we chatted, Katy lamented about how long it was taking them to save enough money so they could get their own place. She was certain her mother-in-law would drive her crazy before they could get out of her house for good. As she prattled on, I couldn't take my eyes off her. She was sparsely dressed in just a pair of tight black spandex shorts and a thin white top with a built-in sports bra and pink sneakers. I could feel tingles running up my spine as I feasted my eyes on her smooth bare legs and shapely figure.

I was barely paying attention as she told me how much she appreciated letting her clean our house, and she remarked that we were certainly being generous paying her twenty dollars an hour. Just then, a brainstorm hit me like a ton of bricks:

"I know how you could earn $200 dollars an hour if you were interested," I blurted out before I knew it. Right away, I was sorry I said it. I knew I risked ruining an otherwise wonderful night with my dear niece by letting my dirty mind interfere with her innocent visit. I'm sure the alcohol had something to do with my brazen offer.

"Oh, Uncle Billy," she said rather sadly, "I'm married now, remember? Things are different."

"I know sweetheart, I understand what you are saying, and I would never ask you to compromise your marriage," I offered, backpedalling as fast as I could.

"Well, what are you talking about then?" she asked, a look of confusion on her face, as she took another sip of wine. She had already polished off the first bottle and was starting in on the second one.

"What if I were to tell you that I promise no part of my body would be in direct contact with any part of your body?" I offered somewhat cryptically.

"So, no sex?" she asked, tilting her head to the side.

"Well, there would be sex, but not directly with each other," I explained. Again she looked at me quizzically as she took a rather large gulp of wine.

"Okay, think of it as the same thing as working in a Gentlemen's Club. Sure there is sexy stuff going on, but it's for the customers, not with them. Lots of those girls are married. It's really no big deal, just entertainment."

Katy thought about it for a minute, and her big eyes got brighter, as she smiled at me.

"Oh, Uncle Billy, you are really something! You always have some sort of angle or another!" I kept quiet as she thought about my suggestion. "It sounds okay, I guess, but I'm not really sure," she replied.

"Think of it as a private party between you, the performer, and me the client," I offered, "you do whatever I ask, but we don't technically have sex together with each other."

"Hmmm, I don't know, Uncle Billy, I'll have to think about it," she replied, as she bounced up out of her chair and headed for the steps. "Right now, I have to go to the bathroom," she announced over her shoulder, and disappeared into the house.

I had to think fast. I knew it was now or never, but I didn't want to convey any sense of desperation. I had to maintain my cool, and try to get her to buy into my plan. Meanwhile, I refilled Katy's wine glass, and poured myself some more whiskey.

When Katy came back, I considered it to be a good sign, at least. She plopped down in her chair, and immediately picked up her wine glass and drank half of it down in one shot. I considered that to be a good sign as well.

"So, what would you want me to do?" she asked outright. All of a sudden, I had to catch my breath. I knew I had to choose my words carefully if I was to have any chance of convincing her to take me up on my offer.

"Well, Katy, I'm not really sure what all would happen, but you know I love you and I think you are beautiful. I'd want you to be open-minded and go with the moment. You know how much I like kinky stuff, so it's just a matter of where our imaginations take us. I don't have a script written out or anything," I explained.

She sat staring at the fire for several long minutes. I suspected she was going through some of the possible scenarios in her mind. Finally, without looking up, she spoke:

"Two hundred dollars an hour?" she reiterated.

I nodded. "That's my offer," I said, confirming her question. Again she sat in silence. I felt myself squirming in my chair as I anxiously awaited her next move. At last, she turned and looked me in the eye:

"Okay, let's do it!" she declared, grinning from ear to ear, "but you must PROMISE! No touching!"

I smiled back at her: "I Promise!"

"Good, now what do you want me to do first?" she asked eagerly. It was five minutes before ten o'clock. Now the ball was in my court.

"Let's have another drink while we wait to start at ten," I suggested, nodding in the direction of the clock hanging on the fence. Katy looked over and understood my thinking. As we drank in silence, I took the time to give her the onceover while she nervously squirmed in her seat. This delighted me to no end, as a sense of vulnerability came over her. It was as if she was slipping into her submissive role while awaiting further instructions from her Master. Those five minutes ticked off ever so slowly, giving me a chance to devise the beginning of my plan. At the stroke of ten, she looked straight at me, wearing a brave face.

"Lift your shirt up," I said sternly. "Slowly!"

She obeyed immediately, stopping only after her bouncy tits fell out from underneath her shirt. They were as firm as the rest of her body, and her nipples were already erect from anticipation of what the next hour would entail.

"Very nice, Katy, now fondle your tits for me." She rubbed them and squeezed them, tweaking her nipples and making them harder still, and finally she removed her top completely. I already regretted my pledge to not touch her. I so much wanted to take over for her, pinching her nipples and leaning down to suck on them, but I maintained my false composure.

"Good job! They are certainly gorgeous, sweetheart. Now take your shorts off." She stood up just long enough to slip her shorts down her tanned legs and over her sexy pink sneakers, revealing a matching black thong that was so tiny, I was surprised she was wearing one at all. Before she sat back down I had her turn her chair to face me, as I turned mine in her direction.

"Now, sit down and spread your legs for me." Oh god, how I so wanted to kneel in front of her and run my tongue up and down her smooth athletic legs. She ran her hands up and down her legs, unprompted by me. My aroused cock was already screaming hard under my loose shorts, and I didn't try to hide it from her.

"I want you to run your finger up and down your slit, overtop of your thong…nice and slow, that's a girl." As she slouched back and pushed her hips toward me, I leaned forward to get a closer look. She was so naturally sexy; as her one hand rubbed her crotch, she played with her breasts with her other hand. There was no question she was getting into it. Maybe she thought she would be earning some easy money, but we were just getting started.

"Okay now, grab your thong and pull it up so it splits your pussy lips. Yes, that's it rub it against your clit. Beautiful." I had to grab my engorged cock and squeeze it as I watched her stimulate her clit with the lacy material of her thong. She was pretty turned on by now, so I decided to up the ante:

"Stand up and take your thong off. Then come over here and straddle my legs. But make sure you don't touch me! Our "no touch" rule goes both ways, right?" She nodded as she maneuvered her legs in place, one on either side of my closed legs. Her pussy was now very close to my face, and it looked so inviting. I wasn't surprised to see that it was clean shaven, as always.

"Now I want you to finger fuck yourself for me." Without hesitation, she swirled one finger around her swollen clit several times before burying two fingers deep inside her moist opening. I reveled in my front row seat, watching the action up close and personal: that's what a two hundred dollar ticket gets you.

As she frigged herself for my viewing pleasure, her head was flung back, and her eyes were closed. I stealthily reached across the table and grabbed the empty wine bottle.

"Put your two fingers in your mouth and lick them clean and then play with you clit now, honey." As she did so, I aimed the wine bottle at her glistening sex and gently slipped it in, causing her to groan and stare at me all at once.

"Don't worry, dear, I'm not touching you," I said in a reassuring voice. She seemed to soften her glare when she realized I was technically right. She pawed at her clit as I fucked her with the bottle until she danced and pranced herself to orgasm while she stood over me. Finally spent, I slipped the bottle out of her wanton cunt and she slumped back in her chair. I glanced at the clock, and it was only 10:10.

"Let's go inside now," I whispered, as I took her hand and helped her stand up. As she slowly made her way up the steps, I put the lid on the fire and turned off the waterfall and the lights and followed her in.

She turned towards me and surprised me with her request:

"Can I call a time-out?" When I nodded, she threw her arms around me and gave me a big hug. "Thanks Uncle Billy, that was super-hot! What's next?"

"Let's go upstairs," I told her, and she followed me up to the bedroom like an eager-to-please puppy. My cock literally throbbed in anticipation of my next move. As I slid the closet door open, I told her to kneel on the edge of the bed with her fingers linked behind her head. I reached inside the closet and took out a small cat-o-nine-tail whip that hung on the wall among many other disciplinary toys.

"Uncle Billy! What are you doing with that thing?" she asked, with more than a little trepidation in her voice.

"I'm going to whip your tits," I replied dryly, "but don't worry, it won't leave any marks, it'll just sting a little," I explained reassuringly. "Now, just keep your hands behind your head like that, and see how it feels." She closed her eyes, lifted her face towards the ceiling and waited stoically for the first blow.

SMACK! SMACK! I gave her a soft taste of the whip, one on each tit. She grimaced a little, but remained silent. With each swing of the whip, I laid into her vulnerable tits a little bit harder, but she maintained her position. Emboldened, I began to whip them back and forth as well as up and down, delighting in their ability to bounce around, yet remain firm. I whipped them until they turned a hot pink, like her sneakers that she was still wearing. There was just something sexy about her being naked except for her sneakers. Finally I put the whip down and allowed her to relax for a minute and rub some of the heat out of her tender breasts.

"That actually felt kind of good after the first few times," she admitted, "it really turned me on!"

I smiled, as I took the time to bring out some other goodies that we could play with. It was only 10:20 by now, and we had just begun.

Her eyes widened when I produce a leather swing and hung it up on a hook in the ceiling overtop of the bed.

"Holy crap, Uncle Billy, what the hell is that contraption?" she asked.

"Well it's called a swing, but you don't actually ride in it like a swing. C'mon, hop up here and I'll show you how it works." She settled into the webbing, and I adjusted the straps, being careful not to touch her. She lie face up, her legs splayed open wide and strapped in. Her arms were free to move around as she saw fit.

Back in the closet, I brought out a variety of dildoes and playthings. Her eyes were like saucers at the sight of it all.

"Wow, that's some collection you have there!" she exclaimed. "Oh my god, I could never take some of them!" Just the thought of it made her squirm around uncomfortably.

"Not to worry, Katy, we'll make sure you are prepared properly," I assured her. I started out with a vibrating wand, running it around her clit in tight circles. She flinched at first, but soon she was groaning from the exquisite sensations it gave her. I wished I could bury my fingers into her inviting pussy, but a deal is a deal. Instead, I selected a medium sized dildo and worked it into her quivering snatch. As she writhed around, suspended in air, I wanted to put my finger up her ass, but instead I reached for a smaller dildo, and slowly pushed it in as I continued to fuck her pussy with the other toy. After she got acclimated to having both her holes drilled, I moved a little faster and with more authority, and in no time she was shaking and straining against the straps, exploding in another orgasm.

It was now 10:35, and I had to act fast if I was going to pull off my entire repertoire. As Katy was busy getting her breathing back under control, I loosened the straps and directed her to reposition her legs so they were pulled back against her torso. I tightened the straps accordingly. When I stood between her legs brandishing a thick leather strap, she balked.

"What in the hell are you going to do with that thing?" she asked.

"Well, this next toy is bigger than the last one, and a few whacks with the strap will loosen you up and make it easier for you to take it," I explained calmly.

"Take it??" she asked rather desperately.

Without warning, I brought the strap down hard directly on her clit: SLAP!


Another slap on her pussy, and she struggled against her bonds, to no avail. SLAP! And again, SLAP, SLAP, SLAP!!! Katy was indeed not happy with me, but as I added slap after slap on her exposed cunt, she finally relented, and gave up her struggle, only to discover that it actually felt kind of good when she relaxed: hot and stingy, but arousing nonetheless.

When I felt that her pussy showed just the right amount of pinkness, I put the strap down and lubed up the monster cock that I planned to feed into her highly stimulated vagina.

"Uncle Billy! You don't think…you can't…there's no way that thing is going to fit! I know I can't take anything like that!" she protested.

"Well, if you think a few more whippings with the strap might help…"

"NO! NO! I'm good…I mean, I don't think that will be necessary," she backed off and surrendered.

I rubbed the thick fleshy member up and down her slit, making sure she was as lubricated as the dildo, and gently pushed it against her labia, which shivered in anticipation. Inch by inch, I managed to penetrate her smooth mound, as she moaned under her breath. Finally the entire head disappeared inside her, and she gasped at the intensity of the feeling of being violated with such a large object. I slid it out a little, and then pushed it forward, and another inch went in, then two inches, and I could see her quivering cunt lips parting wider to accept more and more of the massive shaft.

It took some precious minutes for her slim body to accept the full length of the rubber intruder, but soon I was fucking her with it steadily, and she was involuntarily pushing back against it, causing the shaft to impale her deeper and deeper, until the fake balls were slapping against her moist bottom. Indeed, she was now slamming herself against the monster meat with a ferocity that amazed me. If I wasn't so close to the action, I wouldn't have believed my own eyes. She was like a woman possessed, and she couldn't seem to get enough.

Finally, her body lurched and jerked spastically, as her legs strained against the straps and her head thrashed back and forth and she let out a guttural groan from deep within, as she climaxed with such energy that her cunt ejected that huge dildo like she was giving birth to it.

It was enough to make me want to blow my own load: the clock read 10:55, and I scrambled up on the bed, straddling her head between my legs, taking care not to touch her.

"Open your mouth!" I commanded, "And keep it open!"

She did as she was told, and even stuck her tongue out, as I frantically stroked my trembling erection. It didn't take very long before my load of cum spewed out as I aimed it toward the back of her throat, taking extra care not to touch her mouth with my cock. I pumped her mouth full of my hot sticky offering until it was full of my thick white semen.

"Now, close your mouth and swallow!" It might have been the most intense orgasm I ever had. I was immediately exhausted, and I fell over onto the bed and lie there for a few minutes. A quick glance at the clock showed that it was 10:59. I got up on my knees, and began to loosen the straps that bound my beloved niece.

"What are you doing?" she asked.

"It's 11:00, sweetie, our hour is up," I explained. She was silent for about ten seconds:

"You said $200 per hour, didn't you?" she asked rather shyly.

"Yes dear, that's right."

"Well, I can go another hour, Uncle Billy, if you can," she declared.

I was shocked, to say the least. I didn't see that one coming at all. I'm not a rich man, by any means. But I knew this was a unique opportunity that wouldn't come again, so I was willing. But I was truly spent from all the excitement, so I proposed a deal:

"Okay darling, but how about if we curl up together for the night, and we'll have another session in the morning when we're fresh?" I suggested.

"Together?" she repeated, "no, that doesn't seem right, Uncle Billy. I'm married, remember? I'll crash out in the guest room, and we'll meet up in the morning. I unstrapped her and she slipped out of the swing. As she made her way off the bed she stood next to my collection of toys. She picked up a thinner, flexible dildo that was about two feet long.

"Who the hell could take this whole thing?" she asked aloud, "and where would you put it all?"

"You'll find out in the morning, sweetheart."

90% (10/1)
Categories: AnalHardcoreTaboo
Posted by billy69boy
5 months ago    Views: 1,691
Comments (7)
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2 months ago
Great fun but very frustrating
4 months ago
Great story! I hope there'll be a follow up story at some point.
4 months ago
4 months ago
Nice story, professor. I like that it has a light-hearted tone.
5 months ago
Another hotty, is there more.
5 months ago
A wonderful and heartfelt story, makes you wish for more family time together !
5 months ago
hot story